etty Jo exclaimed with delight: "Brian, do you see? Take your
pencil and figure quick your royalties on the number of books sold as
given in the publishers' statement."

Brian laughed. "I have figured it."

"And your book has already earned more than enough to pay everything,"
said Betty Jo. "Isn't that simply grand, Brian?"

"It is pretty 'grand,' all right," he agreed. "The only trouble is, I
must wait so long before the money is due me from the publishers."

"That is exactly what I came to talk about," she returned quickly. "I
tried to have it different when I made the arrangements with them, but
the terms of payment in the contract are the very best I could get; and
so I have planned a little plan whereby you--that is, we--won't need to
wait for your freedom until the date of settlement with the publishers."

"You have a plan which will do that?" Brian questioned, doubtfully.

She nodded vigorously, with another Betty Jo smile. "This is the plan,
and you are not to interrupt until I have finished everything: I happen
to have some money of my very, very own, which is doing nothing but
earning interest--"

At the look on Brian's face, she stopped suddenly; but, when he started
to speak, she put her hand quickly over his mouth, saying: "You were
not to say a single word until I have finished. Play fair, Brian, dear;
please!"

When he signified that he would not speak, she continued in her most
matter-of-fact and businesslike tone: "There is every reason in the
world, Brian, why you should pay off your debt to the bank and to Auntie
Sue at the earliest possible moment. You can think of several reasons
yourself. There is me, for instance.

"Very well. You have the money to your credit with the publishers; but
you can't use it yet. I have money that you can just as well use. You
will make an assignment of your royalties to me, all in proper form, to
cover the amount you need. You will pay me the same interest my money is
now earning where it is.

"I will arrange for the money to be sent to you in the form of a
cashier's cheque, payable to the banker, Homer T. Ward, so the name
Brian Kent does not appear before we are ready, you see. You will make
believe to Auntie Sue that the money is from the publishers. You will
send the cheque to Mr. Bank President personally, with a statement
of your indebtedness to him properly itemized, interest figured on
everything. You will instruct him to open an account for you with