he had been toying with. "Better
cancel," he announced, dryly. "It's a good excuse, and I'm a little
pressed for money. It will delay a big expenditure."
There was no room for further argument. Fred left, crestfallen. Was
Hilmer making sport of him, he wondered. He must wait then until July
for an easy financial road. And would July see him? out of the woods?
Suppose Hilmer were to conjure up another excuse for canceling and
reissuing just as the second batch of premiums fell due?
He voiced his fears and anxieties to Helen. She shrugged
indifferently.
"You told me when you went into business that you weren't counting on
Hilmer," she observed, with a suggestion of a sneer.
So he had thought or, at least, so he had pretended. What colossal
braveries he had assumed in his attempts to play a swaggering role! He
had started in with the determination to set a new standard in the
insurance world. _He_ was going to show people that a young man could
begin with nothing but honesty and merit and walk away with the
biggest kind of business. He knew that his hands were clean, but he
realized that not one in ten believed it. He had to confess that
appearances were against him. Scarcely anyone believed the Hilmer
myth. And underneath the surface was Brauer. Fred felt sure that
Brauer's ethical lapses were still in progress. At intervals Brauer
always contrived to place an insurance line other than fire and insist
that he was compelled to grant a discount. These premiums were always
settled promptly and, in their wake, a list of fire premiums paid in
full were turned in by Brauer. It was plain that Peter was being
robbed to pay Paul. Starratt even grew to fancy that there was a
substantial balance left over from these alleged discounts to clients,
which Brauer pocketed himself. But he had to smile and pretend that he
did not suspect. Were his hands clean, after all? Well, just as soon
as it was possible he intended to rid himself of Brauer. But how soon
_would_ that be possible? And meanwhile Kendrick was sniffing out
disquieting odors.
He rallied from his first depression with a tight-lipped
determination. He was not trying out a business venture so much as he
was trying out himself. Previously he had always figured success and
failure as his performance reacted on his audience. He was learning
that one could impress a stupendous crowd and really fail, or strut
upon the boards of an empty playhouse and still succeed. He b
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