fair--ish it not, Mr Major?"

"Rather too hard, Emmanuel."

"But de rishque--de rishque, Mr Major."

"I will not agree to those terms," replied I; "you must take your money
away, Mr Emmanuel."

"Veil, den--vat vill you pay me?"

"I will sign an agreement to pay you L1500 for the thousand, if you
please; if that will not suit you, I will try elsewhere."

"Dat is very bad bargain. How old, you shay?"

"Twenty."

"Vell, I shuppose I must oblige you, and my very goot friend, de Major."

Mr Emmanuel drew out his spectacles, pen, and inkhorn, filled up a bond,
and handed it to me to sign. I read it carefully over, and signed it; he
then paid down the money, and took his leave.

It may appear strange to the reader that the money was obtained so
easily, but he must remember that the Major was considered a person who
universally attached himself to young men of large fortune; he had
already been the means of throwing many profitable speculations into the
hands of Emmanuel, and the latter put implicit confidence in him. The
money-lenders also are always on the look out for young men with large
fortunes, and have their names registered. Emmanuel had long expected me
to come to him, and although it was his intention to have examined more
particularly, and not to have had the money prepared, yet my refusal to
sign the bond, bearing interest, and my disputing the terms of the
second proposal, blinded him completely, and put him off his usual
guard.

"Upon my word, Newland, you obtained better terms than I could have
expected from the old Hunks."

"Much better than I expected also, Major," replied I; "but now, how much
of the money would you like to have?"

"My dear fellow, this is very handsome of you; but, I thank Heaven, I
shall be soon able to repay it: but what pleases me, Newland, is your
perfect confidence in one whom the rest of the world would not trust
with a shilling. I will accept your offer as freely as it is made, and
take L500, just to make a show for the few weeks that I am in suspense,
and then you will find, that with all my faults, I am rot deficient in
gratitude." I divided the money with the Major, and he shortly
afterwards went out.

"Well, sir," said Timothy, entering, full of curiosity, "what have you
done?"

"I have borrowed a thousand to pay fifteen hundred when I come into my
property."

"You are safe then. Excellent, and the Jew will be bit."

"No, Timothy, I intend to repay it as soo