at he would not play another game of football while he
was in college. He kept his resolution unbroken throughout the course.
When James A. Garfield was earning his tuition as a bell-ringer at Hiram
College he resolved that the first stroke of the bell should be exactly
on the minute throughout the year. The president of the college stated
that the people in the village set their clocks by that bell, and not
once in the year was it one minute ahead or behind time. Grover
Cleveland at eighteen was drifting about from one job to another, and
men prophesied that he would be a disgrace to his "over-pious" father,
who was a preacher. Mr. Cleveland said in a speech that, "like Martin
Luther, I was stopped in my course by a stroke of lightning." It does
not appear to what he referred, but it does appear that he decided
firmly that he would choose some calling and stick to it. He decided
upon the law, and was so fixed in his determination to know law that he
stayed in his tutor's office three years after he had been admitted to
the bar, and there continued persistently in his studies.

In a small town in Western Massachusetts--

IV

In a small town in western Massachusetts, forty years ago, a young, pale
youth was acting as cashier of the savings bank. He was dyspeptic,
acutely nervous, and often ill-natured. One day several large factories
closed their doors, and the corporations to whom the bank had loaned
money gave notice of bankruptcy. The president of the bank was in Europe
and the people did not know that the bank was a loser by the failure.
The cashier was almost overcome by the sense of danger, for he could not
meet a run on the bank with the funds he had on hand. He entered the
bank after a sleepless night, fearing that the people might in some way
learn of the bank's responsibility. He was sleepy, faint, discouraged.
An old farmer came in to get a small check cashed, and the glum cashier
did not answer the farmer's usual salutation. His face was cloudy, his
eyes bloodshot, and his whole manner irritating. He counted out the
money and threw it at the farmer. The old man counted his money
carefully and then called out to the cashier: "What's the matter? Is
your bank going to fail?" When the farmer had left the bank the young
cashier could see that his manner was letting out that which he wished
to conceal. He then paced up and down the bank and fou