ere not something done at one time--about insuring your husband's
life?" asked he, gently.

"Yes; a good many years ago. He could not manage it then--nor since.
Our income has never been large." And she named the sum.

Mr Oswald rose suddenly, and began his walk about the room again. It
was incredible! A scholar and a gentleman like his cousin to rest
contented all these years with such a pittance! He knew that he had
been earnest and full of zeal in the cause to which he had devoted his
life--more than content. Valuing money for the sake of what it could
do, he had yet envied no man who had more than fell to his lot. He must
have known that his children must be left penniless! How could he have
borne it?

"And how should I leave mine, if I were to die to-night?" said Mr
Oswald to himself, with a groan. "I who have lived a life so
different."

He came and sat down again. But what could he say? Mrs Inglis spoke
first.

"I have made no plans as yet. There has been no time. But I am not
afraid. The way will open before us."

"Yes, you must have good courage. And you will tell me in what way I
can be of use to you."

"You are very kind," said Mrs Inglis, speaking quickly. "You may be
sure I shall gladly avail myself of your advice. I am not afraid. My
boys are strong and willing to work. We love one another, and there are
worse things than poverty."

"And, for the present, you will remain here at any rate. In a few weeks
I shall see you again; and, in the meantime, you must permit me to
supply anything you may require."

"You are very kind. You may be quite sure we shall apply to you if it
be necessary. Just now it is not; and when we have had time to consider
our plans, we shall write to you--if you cannot come."

Mrs Inglis paused; and, perhaps, becoming conscious that she had spoken
with unnecessary decision, she added, gently:

"You are very kind. I believe you are a true friend, and that you will
do what you can to enable us to help ourselves. That will be the best--
the only way to aid us effectually. With my two brave boys and God's
blessing, I don't think I need fear."

She spoke, looking, with a smile, at her sons, who were leaning over her
chair. Somehow her smile moved Mr Oswald more than her tears could
have done, and he said nothing for a minute or two. There was nothing
clearer than that she did not intend to lay the burden of her cares on
him or anyone. But what cou