low on the grounds outside the
academy.

"Hello, Snell," he saluted. "I have been looking for you."

"And I have been looking for you," said Wat, meaningly. "Why haven't
you ever come round since that night? Aren't you going to give a
fellow a show to get square?"

"I am not going to play cards any more!"

"What?" cried Wat, in apparent astonishment. "That beats anything I
ever heard! You have beaten me out of a good roll, and now----"

"I have been looking for you that I might return every cent you lost
that night, so you cannot consider me mean if I do not give you a
chance to get even over the table. If you will tell me just how much
you dropped, I'll make it good now."

An eager look came to Wat's face, but it quickly vanished, for he
realized that he would defeat himself if he accepted the money.

"What do you take me for!" he cried, with apparent indignation. "I am
not that kind of a fellow!"

"You need never fear that I will say anything about it, for I pledge
you my word of honor to say nothing. All I want is to make sure you do
not feel that I have any money that belongs to you."

"I don't care whether you say anything about it or not, Merriwell.
That does not keep me from accepting the money. I tell you I am not
that kind of a fellow. You won it, and you will keep it, unless you
have nerve enough to give me an opportunity to win it back."

This did not suit Frank at all, for the money had lain like a load on
his conscience. He had sworn not to gamble again, and he had broken
his oath. But, what was worse, so long as he kept that money, he felt
that he really ought to give Snell a chance to get square. There
seemed but one way to get out of playing again, and that was to make
Snell take back the money.

But it was useless for him to urge Wat; not a dollar would the fellow
accept.

"You can't give me back anything," declared Snell. "You won that money
by having the most nerve--at that time. But you can't repeat the
trick, old man," he added, jovially. "Come around to-night, and see if
you can."

Frank shook his head.

"No," he declared, "I shall not come."

"Oh, what's the use, Merriwell! We want you to come, and all the
fellows are saying it is not like you to win a few dollars and then
stay away. I have told them over and over that I do not believe you
are staying away because you are afraid I will win the money back.
You're not that kind of a fellow."

At that moment Sn