ensibilities will not
cause them to need human aid. Thus I shall be threefold the murderer.
I thank you for the kindness you have rendered me; and I assure your
brother that he has, in this dreadful moment, my ardent wishes for his
welfare here and hereafter. I have so contrived it that you will see
a person at the Prince's tomorrow, who will interpret for you. In
mentioning my fate to him, you will not much serve your own interest
by blackening my character and memory. I subjoin the reward of my
villainies and the correct balance of the account. Count Edmond's
regular bills I have not received; his valet will give you them; the
others are in a pocket-book, which will be found on my corpse somewhere
in the wood of Boulogne.

'Signed, W. KINSBY.'

It appears, however, that the gentleman changed his mind and did not
commit suicide, but surrendered at the Insolvent Debtor's Court to be
dealt with according to law, which was a much wiser resolution.

To the games of Faro, Hazard, Macao, Doodle-do, and Rouge et Noir, more
even than to horse-racing, many tradesmen, once possessing good fortunes
and great business, owed their destruction. Thousands upon thousands
have been ruined in the vicinity of St James's. It was not confined to
youths of fortune only, but the decent and respectable tradesman, as
well as the dashing clerk of the merchant and banker, was ingulfed in
its vortes.

The proprietors of gaming houses were also concerned in fraudulent
insurances, and employed a number of clerks while the lotteries were
drawing, who conducted the business without risk, in counting-houses,
where no insurances were taken, but to which books were carried, as well
as from the different offices in every part of the town, as from the
_Morocco-men_, who went from door to door taking insurances and enticing
the poor and middling ranks to adventure.

It was gambling, and not the burdens of the long war, nor the revulsion
from war to peace, that made so many bankruptcies in the few years
succeeding the Battle of Waterloo. It was the plunderers at gaming
tables that filled the gazettes and made the gaols overflow with so many
victims.

A foreigner has advanced an opinion as to the source of the gambling
propensity of Englishmen. 'The English,' says M. Dunne,(68) 'the most
speculative nation on earth, calculate even upon future contingences.
Nowhere else is the adventurous rage for stock-jobbing carried on to
so great an extent. The