t quantities, it is usual to insure
the registry over and above the limit of responsibility set by the
country of origin.

"Probably if there were any shipping of securities mounting up to
thousands of dollars, it will be the insurance companies which will bear
the loss, and not the European post-offices at all."

In the case of money orders, the postmaster explained, there would be
no loss, except of time, as duplicates promptly would be shipped without
further expense.

The postmaster did not know the exact sum which the various European
countries set as the limit of their guarantee in registered mail. In
America it is $50.

Underwriters will probably have to meet heavy claims of passengers for
luggage, including jewelry. Pearls of one American woman insured in
London were valued at $240,000.

NO CHANCE FOR SALVAGE

The Titanic and her valuable cargo can never be recovered, said the
White Star Line officials.

"Sinking in mid-ocean, at the depth which prevails where the accident
occurred," said Captain James Parton, manager of the company,
"absolutely precludes any hopes of salvage."

LIFE INSURANCE LOSS

In the life insurance offices there was much figuring over the lists of
those thought to be lost aboard the Titanic. Nothing but rough estimates
of the company's losses through the wreck were given out.

LOSS TO THE CARPATHIA

The loss to the Carpathia, too, was considerable. It is, of course, the
habit of all good steamship lines to go out of their way and cheerfully
submit to financial loss when it comes to succoring the distressed
or the imperiled at sea. Therefore, the Cunard line in extending the
courtesies of the sea to the survivors of the Titanic asked for nothing
more than the mere acknowledgment of the little act of kindness. The
return of the Carpathia cost the line close to $10,000.

She was delayed on her way to the Mediterranean at least ten days and
was obliged to coal and provision again, as the extra 800 odd passengers
she was carrying reduced her large allowance for her long voyage to the
Mediterranean and the Adriatic very much.

CHAPTER XXIV. OPINIONS OF EXPERTS

CAPTAIN E. K. RODEN, LEWIS NIXON, GENERAL GREELY AND ROBERT H. KIRK
POINT OUT LESSONS TAUGHT BY TITANIC DISASTER AND NEEDED CHANGES IN
CONSTRUCTION

THE tremendous loss of life necessarily aroused a discussion as to the
cause of the disaster, and the prevailing opinion seemed to be that the
present tendency