find me completely floored and
suffering terribly. His action showed that the case was more serious
than he thought. But he brought me out in very good shape in about three
months.

I had previously used a part of my money in paying old debts, and part
in supplying my family with suitable clothing; and after paying my
doctor and druggist bills, found myself again without a dollar, when
ready to start out on the fifteenth of June.

I then wrote to a young man who had lived with my parents several years,
and whom I had educated in the polish business and who was then selling
it through Indiana, and asked him to loan me twenty-five dollars, if he
could spare it.

He immediately sent a draft for that amount, and stated in his letter
that he had just eighty-five cents left, but was glad to accommodate me.
In reply to his letter I assured him that I was certain of success in
the jewelry business, and that as soon as I again established myself in
it, and could see a chance for him, I would send for him and give him
the benefit of my experience.

About a year later I brought this about; and having established a fair
credit myself I had no difficulty in also establishing a credit for
Albert, which he used to good advantage by hus'ling and selling lots of
goods.

Later on, after I had opened a store of my own, I supplied him with
goods for some time, extending all the credit he needed. This same young
man is now proprietor of a wholesale jewelry house in Chicago; and I
dare say that only for his prompt and liberal action in responding to my
request for a loan of twenty-five dollars, there would be no such firm
in existence at the present time. Therefore it illustrates how a single
instance will prove the turning point in a man's life.

Albert came to our house while we were living at the old homestead on
the farm, when he was but a small boy. He was an orphan, and had left a
farmer living a few miles away, whom he had lived with for some time.

The night he came there I happened home from one of my speculative
trips, and after talking with the lad, asked my folks what they were
going to do with him. They said he could stay over night, and after
breakfast they would send him on his way rejoicing.

I urged them to let him stay, convinced that he would be of great
assistance on the farm. They concluded to give him a trial, with the
satisfactory result as stated above.

If the reader will pardon me more for digressing fro