ything, of course! I believe the creed."

"Yes, I do not doubt that, for a moment. But do you believe that Jesus
died for you?"

"Why, yes, certainly: how could I do otherwise; He died for us all."

"That is not the point. I mean, do you believe that He died; and that
you have a personal interest in His death?"

She hesitated, and then looking at me said, "Do you mean objectively, or
subjectively?"

"May I ask what I am to understand by these words?"

"Dr. -- taught me that, 'Christ died.' is objective, and that 'Christ
died for me.' is subjective."

"Very good indeed," I answered, "I like that very much; it is quite
true. But it is one thing to know about subjective faith, and quite
another thing to have it. Now I will come back to my question. Do you
believe that Christ died for you?"

"You evidently mean something that I do not understand," she said, in a
perplexed manner. Then looking at the crucifix on her table, I said,
"What does that remind you of?"

"Oh, I pray before that every day, and ask the Lord to take my sins
away."

"Then you do not think your sins are forgiven yet. How can you ask for
forgiveness, and have it at the same time?"

"Do you mean to say then," she replied, with surprise, "that you have no
sins?"

"Yes, I mean to say that my sins were atoned for, once for all, on the
cross; and that, believing this, I have peace and remission of sins. My
past sins are cast like a stone into the deep; and as to my daily sins
of omission and commission, I do not take them to the cross like a
Romanist, but to the throne of grace, where the risen and living Christ
is now making intercession for me."

She was silent; and so was I, inwardly praying for her. Presently she
looked up and said, "I do thank Him for dying for me. Is that what you
want me to say?"

"Thanksgiving is an indication of living faith. How can I believe that
Jesus died for me, and not thank Him?"

"But I do thank Him, and it is very uncharitable of you to say, we do
not thank Him; we all thank Him!"

She was gone again, and I wondered whether I should ever bring her back!

"You remind me," I said, "of three ladies of good position, whom I met
last year. They all professed to thank God for Christ's death; but yet
they had no peace, and were not satisfied. Seeing they were in real
earnest, I proposed to go over the General Thanksgiving in the
Prayer-book with them. They did so, and thanked God for creation,
preservation, an